Creating secure in-house payment plans has never been more simple and more profitable.
With our advanced software technology, even the most expensive cell phones and accessory bundles can now be offered to your customers with your store's own "buy now pay later" payment options.
Reach New Customers
Approve customers directly and break free from the 3rd-party finance companies declining your customers.
Increase Selling Power
Create payment plans for Apple or Android phones and tablets, and build in profitable accessory bundles.
Create Residual Revenue
Instead of a small payment from a 3rd-party finance company, build continuous residual cash-flow.
Improve Customer Service
Change payment plan schedules and amounts "on the fly" to help customers in special circumstances.
Personalized Payment Options
Choose payment plans that suit your customers' budgets, without being confined to the "one-size-fits-all" method of 3rd-party finance companies.
Create versatile payment plans for iPhones, Android Phones, iPads, Galaxy Tablets, and Repairs, bundled with accessories. Create special upgrade promotions for loyal customers.
Enjoy the convenience of automatic payment reminders, sent to customer by text, keeping them informed about due dates and payment amounts.
Data At Your Fingertips
Access a full suite of management reporting and audit trails, empowering you with insights into all transactions, by store and employee. Elevate your business with RTO Mobile's advanced solutions.
Customers have the ability to pay in store by cash, card, app, or phone.
Auto Bill Pay with Debit or Credit
Embrace automatic-bill-pay, seamlessly handling payments and depositing customer payment funds directly into your store’s bank account.
Securely Store Payment Cards
Add multiple credit cards to a customer’s profile and secure them securely via tokenization to be able to charge as needed.
Payment Card Validation
Real-time payment card valuation and transaction capability validation assures payment cards are ready for processing on payment due dates.
Utilize RTO Mobile's auto-lock feature, ensuring your financial security by restricting phone use if customer payments are late and restoring full functionality immediately upon payment.
Our device locking software is advanced technology deeply integrated in the device OS. Automatic IMEI registration with Apple or Google prohibits removal or factory data reset and assures secure locking anywhere in the world.
Works on Android OS & Apple IOS Devices
Device locking software is compatible with just about any Android OS or Apple iOS device, including iPads and Galaxy tablets with or without SIM cards. Locking software installation is rapid and includes validation testing
Upon completion of a customer PaymentPlan, the device is automatically released from control and locking software isdisabled and factory data reset is permitted.
Full Customer Name
The customer’s full name is captured so that it can be compared to the name appearing on valid IDs. Social Security Number is not mandatory allowing a greater number of customers to enjoy your payment plans.
Automated ID Capture
The software platform interacts with store employee’s cell phone camera to capture valid customer IDs without storing the ID in the employee’s phone. Then, the images are securely uploaded to the customer record in the portal.
Legal USPS Validated Address
In real-time, when registering a customer for a Payment Plan and verbally collecting address information, the platform automatically connects to the United States Post Office data base to validate customer address information
Valid Payment Card CVV
When Payment Cards are stored for Auto-Bill-Pay full card verification includes Name, Address, City, State, Zip and card CVV which can be matched to the earlier customer provided address information.
Sometimes Numbers Speak Louder Than Words
See the Financial Advantages of In-house Payment Plans for You and Customers
With a 3rd-Party Finance Company
You lose control by giving the customer and the profits away. You may also be giving away your valuable customer information to be sold to a competitor.
*solely for illustrative purposes and based on publicly available 3rd-party finance company website information.
With an In-House Payment Plan on the RTO Mobile Platform
You keep control over how much the customer pays and you keep the profit. You keep the customer coming back to your store. We never give your data away to a competitor.
*solely for illustrative purposes based on national averages of in-house payment plans originated using the RTO Mobile software platform.
By creating an in-house payment plan using the RTO Mobile software platform, you make $591 MORE profit from one payment plan, while your customer saves $338.
Calculate Profits of In-house Payment Plans
Use the calculator in the link below and see the profit potential for yourself
FastFix's Innovative Approach: Increasing Device Sales and Profits
Discover how FastFix's in-house payment plans, featuring a 90-day 'same-as-cash' option, revolutionized device sales, leading to a 30% increase and $40,000 in monthly extra profit.