Its Easy To Get Started

With RTO Mobile, you can have your in-house payment plan program up and running in less than 1 week. It’s all online. No software to install.

Select a Payment Plan that fits your customer's budget.

With RTO Mobile, you can have your in-house payment plan program up and running in less than 1 week. It’s all online. No software to install.

Collect the down payment and keep it all.

A high down payment allows the periodic payments to be lower, and covers more of your cost of good.

Start the weekly or bi-weekly payments.  Keep it all.

That's right. With the RTO Mobile portal, you keep every payment of the payment plan for yourself. It's very profitable cash flow.

Enjoy residual cash flows every day, every week, all year long.

Multi-carrier stores, like yours, have built residual revenues from In-House Payment Plans that amount to $5k, $10k, $20k and more flowing into their bank accounts every month.

Customers want the flexibility that in-house payment plans offer.

Everyone needs a reliable smartphone today.  When prices for a reliable smartphone are north of $600, customers need payment options.

The Smartphone automatically locks.
If the customer doesn't pay the amount they owe you on the day its due, the phone will automatically lock.
Let the customer pay it off early.
If you want to offer "90 days same-as-cash", you can. Or make it even better. Offer an upgrade after 90 days.
Let customers pay with Auto-Bill-Pay.
The RTO Mobile portal stores a payment card on file in the customer record. On the payment due date, it bills the card automatically. You get all of the payment.

Read What Other Retailers Like You Are Saying

“I make 3X more profit than I would with 3rd party finance companies.”

— Cameran, 5 Star Wireless

“I have recouped 100% of my initial investment and am now making over $48,000 per month in additional profit!”

— Angelo, FastFix Electronics

“When I saw the math, it made perfect sense. It's all that they promised it would be.”

— Josh, 1 Stop Phone Shop

"I've grown my store revenue by being able to help more customers get the phone they want without the hassles of 3rd party finance company having to approve applications."

— Cody, Hoods Goods

"With RTO Mobile, I have created my own rent-to-own program. No need to have a finance company taking my customers and my profit. RTO Mobile is the best."

— Rafael, Best Connections

"In-house payment plans with RTO Mobile has helped our customers afford the iPhones that they want.  We are opening many new stores, featuring our in-house payment plans"

— Alberto, Smart Rent To Own

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Invest 30 Minutes of Time with us

Everyday, retailers are learning about in-house payment plans using the RTO Mobile platform. Invest the time and see.

Trusted by over 1,000+ Mobile Retailers & Repair Shops