Create A Custom Payment Plan Program For Your Business

Every day, customers walk into phone stores wanting a device but can’t afford to pay the full price upfront. Our Software gives you the power to create a payment plan program without relying on outside lenders.

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Trusted by over 1,000+ Mobile Retailers & Repair Shops

Launching A Payment Plan Program
Can Help Your Business

Grow your Profits

Create personalized payment plans for your customers that don’t break the bank.

Create Residual Cashflow

Every payment plan that you create generates residual revenues all year long!

Save Customers $100s of Dollars

Beat the competition with budget-friendly payment plans that save customers tons of money and boost your profits.

Here’s How It Works

Increase
Device Sales

Help more customers afford devices and walk out with a purchase.

Create Payment Plans
in Minutes

Quickly set up payment plans for customers directly in your store.

Track Payments
and Balances

Easily monitor payments, balances, and upcoming due dates.

Manage Customers
and Agreements

Keep all customer details and payment agreements organized in one place.

Payment Plan Guarantee

Your Profit Is Our Priority

Scared about the risk? Don't worry. Our Promise Guarantee program helps ensure you never lose money.

Here's how we keep our promise

On the day you arrange your payment plan, we’ll note the device wholesale cost in the payment plan record based on BackMarket.com’s online listed price, plus an additional 10%.

If your customer does not complete their payments to you, as agreed in the payment plan, RTO Mobile will cover the shortfall up to wholesale cost guaranteed in the payment plan.

Don’t Just Take Our Word for It

“I make 3X more profit than I would with 3rd party finance companies.”

— Cameran, 5 Star Wireless

“I have recouped 100% of my initial investment and am now making over $48,000 per month in additional profit!”

— Angelo, FastFix Electronics

“When I saw the math, it made perfect sense. It's all that they promised it would be.”

— Josh, 1 Stop Phone Shop

"I've grown my store revenue by being able to help more customers get the phone they want without the hassles of 3rd party finance company having to approve applications."

— Cody, Hoods Goods

"With RTO Mobile, I have created my own rent-to-own program. No need to have a finance company taking my customers and my profit. RTO Mobile is the best."

— Rafael, Best Connections

"In-house payment plans with RTO Mobile has helped our customers afford the iPhones that they want. We are opening many new stores, featuring our in-house payment plans"

— Alberto, Smart Rent To Own